BMO
Five years on Real-Time Rail, ISO 20022, payment hubs, Interac, and 24/7 operating standards.
Services · Fixed packs
Fixed ConsultingPacks
Implementation and software to licensed institutions. Not a VASP. No keys. No licence filing. No lending. No TPP.
Packs
Three Fixed Engagements
A consulting slice under Services — not a replacement for platform, solutions, or the broader service packages.
Production Sprint
Licensed, not yet live. Three weeks. One named workflow. Dual control, evidence, and a 90-day path. AED 90–120k.
Open the sprint →Canada + GCC
Bank payments architecture. Fixed-price packs for Interac, RTR, Aani, ISO 20022, and a first hub slice. Your SI builds. We write the blueprint.
See architecture packs →Credit Pack Discovery
SME file for a licensed lender. Dummy ZATCA and open-banking-shaped files, marked against your credit policy. SAR 40–80k. We do not lend. We are not a TPP.
Open the pack →Prior Roles
Who Does The Work
Prior roles. Not fazeZERO client case studies.
CIBC
Payments and FX platform modernization toward cloud-native / microservices without breaking regulatory or continuity obligations.
CGI
Senior director. Technology governance on a large banking account.
IBM
Chief architect on a greenfield mobile launch — zero to four million subscribers in six months.
Saudi Banking
Prior Saudi banking consulting engagements (institution names not listed here).
Context
How This Fits The Rest Of The Site
Platform, solutions, and industries remain the product and problem framing.
These packs are fixed-price consulting engagements for licensed institutions. Broader strategy, PoC, and implementation packages remain under Services.
Commercial
Payment Terms
- 50% on signature to start. Remainder on delivery.
- No obligation to buy a next step after delivery.
- A second workflow or path is separate scope.
Next Step
Not Sure Which Pack Fits?
Tell us the licensed institution and the one workflow or architecture question — or browse all services.
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