SKU-AE-02 · UAE / GCC

Multi-Rail + ISO 20022 Assessment

AED 500,000–750,000 fixed. 50% on signature to start. Remainder on delivery. 4–5 weeks. One decision pack, not a multi-rail implementation. Zoom this week. Onsite in Dubai 4 Oct–4 Nov.

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Engagement

For payments architecture, correspondent banking, and treasury at a UAE or GCC licensed bank. One decision pack. Not a SWIFT rebuild.

Aani, UAEFTS, SWIFT CBPR+, AFAQ and Buna are landing on one hub. The November 2025 MT retirement is behind you. The hangover is not. Four to five weeks. AED 500,000–750,000 fixed.

Scope

The Question This Engagement Answers

Which rail is first-class, which is an overlay, what the NFR bar is, and which first workflow is worth a build.

Rails as options — not as five builds: Aani / UAEIPP, UAEFTS, SWIFT CBPR+ / ISO 20022, AFAQ, Buna (including PvP).

What You Get

Deliverables

Options paper tied to your hub
ISO 20022 impact and translator risk after the MT sunset
Liquidity and 24/7 stubs
Fraud and sanctions handoff
One recommended first workflow, 90-day path, executive readout

Not Included

Out Of Scope

SWIFT vendor work or CBPR+ certification
Filing with CBUAE, SAMA, QCB, or the Arab Monetary Fund
Acting as an AFAQ or Buna operator
Building a connector
Digital Dirham or CBDC design

Timeline

How The Weeks Run

Week 1

Current rail map and hub diagram. Decision criteria.

Week 2

Options paper. ISO impact and translator inventory.

Week 3

Recommended first workflow. Control matrix.

Week 4–5

90-day path. Executive readout.

Prerequisites

What We Need From You

Named owner across architecture, treasury, correspondent, and fraud
Current hub diagram and SWIFT / ISO posture — under NDA
Decision-maker in kick-off and readout

Aani path work and hub first-slice are separate engagements.

Counsel-Forwardable

Fence

If a sentence sounds like we operate a GCC rail, file with a central bank, or replace your SWIFT vendor, it is out.

Credibility

Prior Work

Prior roles. Not fazeZERO client case studies.

BMO Real-Time Rail and ISO 20022 — hubs, domestic instant connectivity, fraud, liquidity, 24/7 NFRs.
Not: we built Aani, UAEFTS, AFAQ, or Buna.

Related Packs

Sequence

Choose Aani if you are already connected and the bank-side path is still thin. Multi-rail if several rails are landing on one hub. Hub architecture only after the rail path is named.

Questions

FAQ

We Are Already ISO 20022 On SWIFT.

If a translator is still in the path, STP and data quality are still the issue.

Can You Onboard Us To AFAQ Or Buna?

No. We leave the operating model and the first-workflow recommendation.

We Only Care About Aani.

Then this is not the right pack. See Aani Production Operating Model.

Next Step

Check Fit

Name the institution and which rails are already live vs still a slide.