SKU-AE-01 · UAE

Aani Production Operating Model

AED 450,000–700,000 fixed. 50% on signature to start. Remainder on delivery. 4 weeks. One named path, not an Aani transformation. Zoom this week. Onsite in Dubai 4 Oct–4 Nov.

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Engagement

For a Head of Payments or retail payments ops lead at a UAE licensed FI already connected to Aani. One named path. Not an Al Etihad build.

Connected is not production-grade. Ten seconds to the customer is not ten seconds in the hub. Four weeks. One named Aani path. AED 450,000–700,000 fixed.

Scope

What “one Named Path” Means

Pick one path. It is named in the agreement. Aani remains the scheme. This engagement fixes the bank-side path: hub, dual control, 24/7 exceptions, recon, and proof.

Path

Pick One Path

Named in the agreement.

P2P send and receive (mobile / email / EID / IBAN proxy)
Merchant QR / scan-and-pay
Request-to-Pay

What You Get

Deliverables

RACI + to-be map
Dual-control on irrevocable 24/7 items
Control matrix and ticket-equals-proof evidence
Exception route when a proxy mismatches or funds do not land
24/7 stub — who is awake when Aani is up and the hub is not
90-day path and executive readout

Not Included

Out Of Scope

Building or operating Aani / UAEIPP
Replacing the Al Etihad Payments connector
Acting as Accenture, SIA, G42, or Al Etihad
Changing the consumer UX
Scheme onboarding or CBUAE filing
A second path inside the same fee

Timeline

How The Weeks Run

Week 1

Name the path. As-is map of app, hub, connector, after-hours exceptions.

Week 2

To-be path. Dual-control and 24/7 stub.

Week 3

Control matrix, evidence, recon on the named path.

Week 4

90-day path. Executive readout.

Prerequisites

What We Need From You

Named owner across payments ops, Aani product, fraud, and hub architecture
Current Aani path diagrams — under NDA
Decision-maker in kick-off and readout

Multi-rail assessment and hub first-slice are separate engagements.

Counsel-Forwardable

Fence

Not Al Etihad. Not CBUAE. Not Accenture. No keys. No 2 a.m. seat.

Related Packs

Sequence

Choose Aani if you are already connected and the bank-side path is still thin. Multi-rail if several rails are landing on one hub. Hub architecture only after the rail path is named.

Questions

FAQ

We Are Already Live On Aani.

Live to the customer is not a production-grade bank path. The gap is usually recon, dual control, and after-hours exceptions.

Accenture Built Aani. Why You?

They built the scheme. You still own the bank-side path. Your SI should not also write the target model they are measured against.

Can You Add Merchant QR In The Same Fee?

No. One path.

Next Step

Check Fit

Name the institution and the one Aani path.